3 years ago, we purchased a water softener system and receiving financing through Aqua Finance. I understand that sellers have hard jobs but it's not right to lie to people. I got a Rainsoft system from Home Depot. NOT 5!!! Every person who calls is extremely rude. All APRs shown are calculated at a $10,000 loan amount. I have fallen behind and called them to work something out and instead I just got a letter in the mail stating they have now put a UCC fixture filing on my property. does not seems like I have paid anything on it I now believe that I may never finish paying this system off. So the bottom line is they have increased my balance This company has no scruples, they are just out to steal your money! Dont buy from them they are blood suckers and will rip you off so quick you wont even know what hit you! Aqua Finance - violating terms of agreement, Aqua Finance, Inc. - Website Payments - Don't be fooled, Aqua Finance - Paid off loan loan #x401876095, Aqua Finance - rainsoft water softener system, Aqua Finance Company - they pulled out of a loan they contractually agreed to. I wish I had some money so that I can just pay them off. With this payment and rate it would take 10 to 12 years to pay it off. the put in a wrong birthday on the application along with their other false info. On December 6, 2015 a representative from Greater Air of Michigan completed a sale of 3 SFS Air Cleaners. and keep adding to your bottom line anyway or anyhow they can...Connexus Credit Union was also involved in this mess! well now we have a summons. I called Aqua and they are clueless about how to remove the lien. They end up being a priest or very religious, look it up, Google it, you’ll find out it’s true. Think about it and take a long hard look at what is happening with the mortgage lending in our entire country! The only way they are legally entitled to place a lien on my home is if they have a judgement against me. 1 ago my husband was contacted by aqua finance about this scam. Aqua Finance Inc FBO Connexus Credit Union financed the loan for the device. I did some investigating on the web and found out that they don't communicate with their lawyers and usually don't have any info about their own lawyers or the true status of your account other than the fact that the person who calls you feels that you owe them money. The fair trade act was put in place to protect consumers and small businesses from giant corporations that are corrupt and do anything I can do to push out the next better business because their business has gone to hell. I went through all my paperwork and could not find one thing to support what we both recall. We made our usual payment to Carmel Financial. DO NOT RECOMMEND TO NO ONE. Ms. [redacted] signed a contract for this purchase on the same day - December 6, 2015. The overall rating of the company is 1.4 and consumers are mostly dissatisfied.. "some payment is better than no payment!" We were confused since we had just made a payment 2 weeks ago, so our payment wasn't even due. Along with this we would get free product for 5 years (thankfully that has been working fine). I wouldn't recommend this company to my worst enemy. /URL removed/. Perhaps we'll soon see them on Capitol Hill asking for a bail out. My husband is disabled, and I only work a few he's a week he wanted the system because of the bs that the person who came out had sold him. DO NOT DEAL WITH THEM!!! Either way don't trust anyone coming to your door promising something that isn't true. The worst consumer of them all... Im pretty much in the same boat got water softner for 2 hmes first my loses her job then my son that 1 of the softners was in lost his andd bth were out of work for 10 months then my job im a mechanic and payed by commission dropped by over 50% so Im behind they are relentless on the calls day and night even after explaining im behind on the morgage and lost 1 of the houses already they dont care pay me or we will sue. They have the worst customer service ever. Is this legal? If you send payments back full payments or not, and harass your customers they stop paying all together and then you have to pay legal fees and pay for garnishes and for leins.then who really wins in the end when everybody goes through bankruptcy? Plus, there are no prepayment penalties for either type of loan! We immediately began making payments under our proposed payment plan, exceeding our original payment plan, and to date have not missed or been late on one payment since initiating the repayment plan. We’ve already seen things and just this generation of the prophecies it says. We have had the system for over 5 years now and had nothing but trouble from it, I wish we had just bought a regular filter and been done with it. 3 years ago, we purchased a water softener system and receiving financing through Aqua Finance. Today I was contacted by an attorney's office representing Aqua Finance stating that they had a judgment and wanted to make payment arrangements. lol transfered me to her boss again he said he didnt see it on my file even tho she just did. DO NOT BLAME IT ONT HE COMPANY, BLAME IT ON YOU BEING LATE. Aqua Finance offers the most flexible customer repayment term options around by giving dealers access to two different types of loans: Installment Loans (closed-end) and Revolving Lines of Credit. The dumb ### that on Aqua Finance "team" you are obviously stupid or an ### kisser! The next call we get that is harassing in nature, will be reported. I can tell you if they don't remove the lien TODAY I will follow up with a lawsuit and they will owe me for missing out on a home refinance offer that will expire on April 18th. Can't you make a payment with HER check? I got wrapped up in the Solar craze thinking my power bill be zero and this solar stuff pays for itself, , What the sales rep said and who was also the best con artist in the world, , Now I am 10k in debt. Our discussion got heated but remained civil. We were told we would pay $100 per month for 5 years. When the attorney's office contacted me, they had blocked their number. Autopay must be from a Credit Union Checking or Money Market Account to receive the deduction (.25%). As far as I'm concerned, it's all bad. While I'm an exception (as I am paying on my account per the judgment), how many others are out there experiencing this clear violation of their rights under the Fair Debt Collection Practices Act? i asked them why it is the same amount as it was when i first started paying and i don't understand why that has not been correctly addressed as of yet. They should work with people instead of being jerks. but don't let me be 1day late because they call 3 times a day at my home, job & cell. i wish i wouldnt have taken this system. @the truth is that We went back and forth for some time until he became very belligerent and eventually hung up on me. DO NOT DEAL WITH THEM!!! not to say i haven't been late a couple times. agreed and they are going after young homeowners who they also have 17.99 interest and revolving credit line. I am researching aquafiance and their website, it says that they are a very good company. she refused to take payment and refused to make a deal unless we paid all the past due as well as get it fully caught up or they were going to sue us. (I wasn't sure that's how the law works. I agree with everyone on this forum that Aqua finance is a jerk and is filled with a bunch of blood suckers that will lie to you and bully you till you can't stand it any more. This company needs to be sued for over charging for a machine that only cost about 700 dollars and they charging almost 5, 000 dollars for it just sad I am having the same issue a rip offer and a scam company. It only takes $25.00, and your savings account is insured up to $250,000. I too was ripped off and lied to by the water softener system sales person. We have done that for several generations now and this country and we found a gotten to the generation that is spoiled so rotten that they don’t think nobody but me myself and and people don’t believe in the Bible. They never contact me and I didn’t realize how long it it’s been the next thing I know my daughter is the cosigner of the loan gets a notice saying that the loan is going in collections. You need to pick up that book and read revelations and you can prove it to the world that it’s not true. Harassment is ILLEGAL. i have been paying for 5 years that is way more than the amount mentioned above. Here in the state of Florida we limit the APR on a loan 500, 000 or less to 18%. Also a ripoff. in september of 2008 my wife spoke to them and they refused to take payment spoke with my wife for about 30 mins or so and spoke with amanda. They are ruining peoples lives/credit/world trade . a few years ago i fell behind and they fixed it. After about 11 months or so of making religious payments on the account, I realized that the bill was not going down the way it should. Thankfully, that day has come and over 2 years into the mess I can pay it off. 12, 24, 36, 48, 60, 72 & 84. angry this had happened to my son which is a new home. We are treating him with this disrespect this our founding fathers gave up their lives so we can live better than they did. 800 W Santa Ana Blvd, Santa Ana, California 92701 Directions. Ok I'm Mexican full blood born...but these stupid women they have calling have NO respect or customer service. Revolving lines of credit are open credit lines at your place of business. To top it off, they would then place a lien on my home in the amount of the loan to protect their interest. Any country who does not know it’s past will repeat it self again, and the repeat is not for the good of the people. I never would have agreed if I knew it was a lone of credit! I fully intend to file complaints with the Consumer Protection Division of the district attorney's office against both Aqua Finance and the attorney representing them as well as with the Kansas Bar Association. I paid on my bill for two years then the economy went down hill and my job was shipped off to Mexico. We went back and forth for some time until he became very belligerent and eventually hung up on me. If there is someone that can help us start a class action law settlement PLEASE HELP US! They told me to call back today. We called them again and tried to make further arrangements to pay the debt off, which was only two more payments left and they told us that we had to start all over again from the initial amount due! Well, they got a 4 month extension. i dont even see a difference. I reiterated that I am paying and have been paying and he told me that I need to provide him proof. Low and behold, because my credit was better they made my income more so that they could sell the system. Quote this! Usually 3 times a day a different person will call and act like they didn't know someone else had called. Autopay that is done electronically and employment can't get that straight or don't want to so the customer looks like they have not paid which increases interest and another huge Plus for Aqua. Who would research it before hand? RUN FAR AWAY FROM THIS COMPANY if you have the choice. The 1st yr not missing a payment. *Some restrictions may apply for add-on loans. YOU DEFAUL, EXPECT AQUA FINANCE TAKES ALL LEGAL ACTIONS TO GET PAID BACK My parents bought a water system from them, and religiously made their payments until my stepdad got sick and they fell behind. Connexus is a two bit credit union that opened an account without my authorization so be careful if you deal with aqua finance because even though the terms are not agreed to in the contract they will assign the account to this 2 bit credit union, who will then open accounts that you never authorized....and in today’s digital age that could be a real problem for you. Here is my experience with them. Needless to say I was TAKEN!!! Aqua Finance is about to go out of business. Kiplinger Names Connexus the Best Credit Union in the U.S. After three years as the runner-up on, Connexus has topped the list as the nation’s best credit union in 2020. Payments to a business, bank, or credit union have a per-transaction limit of $9,999.99 and no daily or monthly limit. We both recall reading the paperwork thoroughly and him writing down our agreed to price and finance terms. Well, at some point, I don't know when, they placed a lien on my home. You need to pay us NOW!" Aqua Finance Overview. Aqua Finance Marine & RV Loans is available in 40 states (and Washington, DC). Dawn couldn't care less. I was told this would be fine...but I really don't trust them or the water softener company at this point. But, what gets me they say in those contracts I signed they got a lien on my home. New Orleans. How can a person with outstanding credit scores be assigned a number of 16% APR. Aqua Finance Reviews and Complaints @ Pissed Consumer Page 3 I pray to God they sell our loan to another company! They still want to charge me finance charges every month. In addition, payments can be made by calling 800.356.3329, or can be mailed to the following address: Aqua Finance FBO Connexus Credit Union P.O. I work for a dealer of water treatment products and we used to use Aqua finance. That is HARASSMENT, she has no right to ask those types of questions .They are a HORRIBLE company. Needless to say, I decided to just pay the $106 a month until I had some extra money to pay it off. Today, we are one of the top performing credit unions in the U.S. If you deal with a lender and you have good credit, my advice is if it is in double digits start looking elsewhere. Installment loans (closed-end) are fixed-term loans, similar to a typical auto loan. Aqua Finance has got to be the most unscrupulous company I have ever had the misfortune to deal with. I told her I would call her back daily to check on the status of the release. Aqua finance needs to get their act in gather because people are not going to bail out these big companies again. Near the end of March I caught up on my payments as well as the late fees. I will be checking into the implications of paying it off early. "SOME PAYMENT IS BETTER THAN NO PAYMENT AT ALL!" I explained that I have tried to but that he refuses to contact you and that you need to provide proof that I'm paying. Stupid gifts I got from them...are just as bad, I too feel like I have been ripped off. I purchased a soft water system for my home in 2008 and they use Aqua Finance as their lender. Going into to 2nd yr I was laid off . Talk to anyone on the phone and show them at aqua problem black and white and they give you their name eat... resubmit online pay again automatic BOOM again. We are just now discovering some of the technology that was there long long ago. I called Aqua Finance to find out what was going on. Me and another gentleman are working together to file a class action lawsuit against these companies!! I was not going to make a payment online if it was not a secured system. After purchasing the water for fill Traciann system I got a bill from Connexus Credit union, then I get a letter in the mail saying congratulations here is your bank account number your savings account number and here is your new card. Payments to individuals have a per-transaction limit of $1,500, a … Aqua Finance cant even pay their bills that's why they harass customers for $2.00.! 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Till you ca n't you make a payment with her check extra money for the Finance charges emailed. Were told we would pay $ 100 per month for 5 years later still freakn payn quick you even!
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